《The Millionaire Next Door》

Nov 17th, 2005 | By oo | Category: 邻家的百万富翁

《The Millionaire Next Door》的作者花了两年的时间,统计了美国富翁的资料,访问了无数的美国富翁,才写成这本理财书。这本书的内容很客观,里面没有个人见解,也没有名人解说。书里面纯粹只有统计资料,而通过这些统计资料,作者彻底的揭开了美国富翁的秘密。

试想想,这本书的作者是如何去寻找出那些“富翁”的呢?(富翁定义:拥有一百万或以上的净财富)

和你想象的一样,他们先是到那些高级住宅区寻找富翁。但是他们发现,住在那里的人都不是很富有!之后他们发现,多数富有的人,都不居住在高级住宅区!

这个发现,就揭开了美国人对财富的错误观念:我的收入多少,我就拥有多少财富!

错!要知道:财富和收入是不一样的!

如果你的年收入超过百万,但是你每年都花到完,那么你永远不可能累计财富,永远不可能成为富翁!你所得到的,只是物质享受和过得奢侈的生活……

财富是靠日夜累计而得到的,并不是靠花钱而得到的!

你如何累计财富而成为富翁呢?

很多人也对这个问题存有错误的观念。致富并不是靠运气,继承,博士学位,或智慧!

致富一般上是通过勤劳,节俭,规划,和最重要的:自律,的结果!

为什么我不够有钱?

很多人都问自己这个问题。他们都很勤劳,有学问,而且收入很高,但是为什么,他们还是不够有钱呢?

80%的美国富翁都是第一代富翁,这证明他们都是靠自己的努力,日夜累计财富而成为富翁,而且他们都是很棒的储蓄者和投资者。

以下是美国富翁的三大特点:

1 – 他们生活在他们的能力范围内!
2 – 他们有效率地分配他们的时间,精力,和金钱,慢慢地累计他们的财富!
3 – 他们相信财务自由比显露高雅生活更为重要!

注:《The Millionaire Next Door》里提到的有七个特点,本人觉得前面三个特点比较重要,所以就只谈这三个特点。

以下是富翁的七个特点:

1 – They live well below their means.
2 – The allocate their time, energy, and money efficiently, in ways conductive to building wealth.
3 – They believe that financial independence is more important than displaying high social status.
4 – Their parents did not provide economic outpatient care.
5 – Their adult children are economically self-sufficient.
6 – They are proficient in targeting market opportunities.
7 – They chose the right occupation.

10 Comments to “《The Millionaire Next Door》”

  1. brian says:

    Would you please tell me where to find the complete e-book of this book?
    Thanks a lot!

  2. oo says:

    Hi brian,

    I do not have the e-book version of this book, and I also not sure where to download this book.

    I bought this book last year in Konokuniya.

    If you have the e-book version of this book, please let us know.

    Thank you.

  3. Chin says:

    哦哦,我有邻家的百万富翁的电子书,或许我可以电邮给你,然后你可以放在这里与大家分享^o^

  4. Chin says:

    Just found out that there is e-book here already, haha

  5. ARK says:

    Chin could you give me the E-book link or send it to my E-mail box, my e-mail: ark_ellen@hotmail.com Thanks in advance!

  6. eric says:

    The Millionaire Next Door这本书确实不错

  7. Shaohui says:

    I am trying to find this book for a long time, can you can me a copy. thanks.
    shaohui.zheng at gmail.com.

  8. Lois says:

    I am also trying to find this book for a long time, can you can me a copy too. thanks very much!

  9. 果伦 says:

    @Chin
    能给我一份吗?谢谢 guoluntmac@gmail.com

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