http://www.oomoney.com/klse_8k_series/klse8k-money/finance_first_be_rich_last/ 迈向理财致富之路…… Fri, 12 Mar 2010 08:52:19 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://www.oomoney.com/klse_8k_series/klse8k-money/finance_first_be_rich_last/comment-page-1/#comment-23709 yin Fri, 25 Sep 2009 04:13:59 +0000 http://www.oomoney.com/klse8k-money_earn_money/finance_first_be_rich_last/#comment-23709 i was deeply in debt for the past four years due poor financial judgement, i was deep in credit card debts. there was even once i was not able to leave my house without credit cards. it was that bad, i was so emotionally attached to these plastics. But today, i am totally credit card debts FREE! How? there was one day, i sit at my desk, was being buried under a mountain of reminder letters from banks, out of desparation, i told myself, i 've got stop this mess, and i've got to stop it NOW! immediately i took a pair of scissors and cut those cards in halves. From that point on, i worked many extra partime jobs to get that extra few ringgits and faithfully paying off the cards debts. i also took some cash from my epf account to reduce the outstanding. After four years of hard works and numerous negotiations with bank recovery officers, all the cards debts are gone! i am happy and vowed that i will never again get myself into this mess again. I dont use credit card anymore, every purchases are paid in cash. To me, finally i am able to enjoy some financial peace. I thank God for this experience, that i have gain much insights in handling money and thus becoming more resourceful in the course. i was deeply in debt for the past four years due poor financial judgement, i was deep in credit card debts. there was even once i was not able to leave my house without credit cards. it was that bad, i was so emotionally attached to these plastics. But today, i am totally credit card debts FREE! How? there was one day, i sit at my desk, was being buried under a mountain of reminder letters from banks, out of desparation, i told myself, i 've got stop this mess, and i've got to stop it NOW! immediately i took a pair of scissors and cut those cards in halves. From that point on, i worked many extra partime jobs to get that extra few ringgits and faithfully paying off the cards debts. i also took some cash from my epf account to reduce the outstanding. After four years of hard works and numerous negotiations with bank recovery officers, all the cards debts are gone! i am happy and vowed that i will never again get myself into this mess again. I dont use credit card anymore, every purchases are paid in cash. To me, finally i am able to enjoy some financial peace. I thank God for this experience, that i have gain much insights in handling money and thus becoming more resourceful in the course.

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